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perazarealestate You do NOT need 20% down to buy a home in San Diego. One of the biggest myths is that you have to save 20% before you can even think about buying. In reality, many loan programs allow 3% to 5% down, and some even less depending on the situation. Yes, putting more money down can lower your monthly payment. But waiting years to hit 20% can also mean: • Paying rent the whole time • Watching home prices increase • Missing out on equity growth The real question is not “Do I have 20% saved?” It’s “What do I qualify for right now?” __ Let’s prepare for your next move, the right way. Trusted | Professional | Proven “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @angeloperazabroker @perazarealestate 🔑 Leslie Peraza • Luis Peraza • Angelo Peraza 📞 619.920.7345 | 619.920.5630 | 619.755.1076 📎 DRE 01426666 | 02118046 | 02245695 🏡 Finest City Homes 01331749

perazarealestate Watching someone you spend so much time around step into a new chapter hits different! 🤍 Natalie isn’t just part of our team, she’s family. Celebrating her engagement reminds us how lucky we are to build a business rooted in love, trust, and genuine relationships. So much joy in one room. Cheers to forever @itsnataliebejarano @philip_29 . 💍✨

perazarealestate JUST LISTED by @perazarealestate 🫂 NEW KITCHEN. BONUS ROOM. OPEN FLOOR PLAN. 🌞 This one checks all the boxes. - 2 bedrooms, ~1,440 sq ft, tons of natural light, and a layout that just flows. -Brand-new kitchen with stainless steel appliances included. -Sunroom for relaxing or hosting. -Extra storage shed. -Space to start a garden. -Quiet, private, and meticulously maintained park with a pool, pool room, clubhouse, and reading room. -Up to 3-car carport plus guest parking. -Prime Chula Vista location. Low-maintenance living, but it still feels like home. 🏡 DM for details or to schedule a showing. — “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @angeloperazabroker @perazarealestate 🔑 Leslie Peraza • Luis Peraza • Angelo Peraza 📞 619.920.7345 | 619.920.5630 | 619.755.1076 📎 DRE 01426666 | 02118046 | 02245695 🏡 Finest City Homes 01331749

perazarealestate SOLD by @PerazaRealEstate 45 days from “I have no idea” to “I just bought my first home” US VETERAN first time home buyer | 0% down, $7,000 credits Story Time: December 6: First met w/ Leslie and Angelo December 10: Pre-Approved w/ @CelinaTominna December 16: First showings December 18: First offer sent December 29: Offer ACCEPTED January 20: Keys handed over | Move-in day Without a formal pre-approval and tailored gameplan/timeline for your situation, you will forever be in the “what-if” and “I’m not sure” stage. If this sounds like you and don’t know where to start, reach out. With trusted, proven, and professional guidance, your homeownership dreams may be closer (or farther) than you think. __ Let’s prepare for your next move, the right way. Trusted | Professional | Proven “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @angeloperazabroker @perazarealestate 🔑 Leslie Peraza • Luis Peraza • Angelo Peraza 📞 619.920.7345 | 619.920.5630 | 619.755.1076 📎 DRE 01426666 | 02118046 | 02245695 🏡 Finest City Homes 01331749

perazarealestate THE LEADERS OF TOMORROW Proud Saints Alumni, Luis Peraza (‘15) and Angelo Peraza (‘20), had the pleasure of hosting an internship for these young men and leaders of tomorrow. We are forever grateful for our relationships built and moments experienced during our time at St. Augustine High School. @saints_info - San Diego Realtor | Angelo Peraza DRE 02245695 | Luis Peraza DRE 02118046 Finest City Homes 01331749

perazarealestate Available For Rent in Downtown Chula Vista! This 3 bed, 2.5 bath townhome lives like a single-family home, with only one shared wall and a layout that actually makes sense. There’s even a dedicated office that can easily function as a 4th bedroom. Inside, you’ll find 1,656 sq ft of bright, open living space, a modern kitchen with cherry cabinetry, granite countertops, and stainless steel appliances, plus a primary suite with a fully renovated bathroom, walk-in closet, and peaceful park views. Outside, enjoy both a private side patio and a charming front yard. Directly across from Memorial Park and just steps from 3rd Street Village. DM me for details or to schedule a private showing 📍 __ “It’s not about real estate; it’s about changing people’s lives.” @luisperazarealtor Luis Peraza 📞 619.920.5630 📎  DRE 02118046

perazarealestate February in San Diego looks a little like this 💌 New spots opening Events worth saving Hidden gems locals love A Super Bowl recipe you’ll actually make And a market snapshot that matters if you own or want to buy If you’re curious what this market means for your home or you’re casually thinking about buying this year, the Peraza Team is always happy to be a resource. Save this for later, share it with a friend, or DM me “UPDATE” if you want a quick home value check 📈 __ “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @angeloperazabroker @perazarealestate 🔑 Leslie Peraza • Luis Peraza • Angelo Peraza 📞 619.920.7345 | 619.920.5630 | 619.755.1076 📎 DRE 01426666 | 02118046 | 02245695

perazarealestate Your Valentine’s Day plans are officially handled💘 We’re giving one lucky winner the ultimate date night: a Fort Oak reservation AND a $250 gift card for 📅 February 13 at 6:00 PM No fighting for reservations. No last-minute stress. Just enjoy one of San Diego’s best dining experiences. Here’s how to enter: ❤️ Follow @angeloperazabroker, @luisperazarealtor, @leslieperazarealtor, and @perazarealestate 📲 Share this post to your story 🍰 Tag the person you’re taking Winner announced: February 4th Consider this your sign to secure the date night early😉

perazarealestate SOLD in Mission Valley 🫂 🇺🇸 First-time VA buyers officially became homeowners. 8069 Caminito De Pizza delivered comfort, convenience, and value in the heart of San Diego. Buying your first home over the holidays isn’t easy, but with the right strategy, this one came together smoothly and fast. • First-time VA buyers • Bright, updated condo with private patio • Resort-style amenities in a gated community • Closed in just 17 days • Sold for $441,000 Huge congratulations to our clients on their first home. This is a big one🤍 If you’re a VA buyer or first-time buyer wondering what’s possible in San Diego, reach out. We’ll walk you through it step by step and make sure you understand every option available to you. — “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @angeloperazabroker @perazarealestate @finestcityhomesandloans 🔑 Leslie Peraza • Angelo Peraza 📞 619.920.7345 | 619.755.1076 📎 DRE 01426666 | 02245695 Finest City Homes and Loans

perazarealestate What does it actually cost to own this home? 📍 1603 Towell Ln | Escondido, CA $1,189,900 5 beds | 3 baths | 2,748 sq ft Here’s the deal 👇 With 20% down, you avoid mortgage insurance and keep the loan amount under $1M. Based on a 30-year fixed at 5.9%: • Principal + interest: ~$5,646/month • Taxes + insurance: ~$1,516/month 👉 Estimated total: ~$7,162/month DM us or drop a comment for a customized financing scenario built around your numbers. ✔️ — “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @angeloperazabroker @perazarealestate 🔑 Leslie Peraza. Luis Peraza. Angelo Peraza. 📞 619.920.7345 | 619.920.5630 | 619.755.1076 📎 DRE 01426666 | 02118046 | 02245695

perazarealestate This home in Bonita is my new obsession $1,549,000 | 5 BD | 4.5 BA | 3,197 SF FHA/VA approved, no Mello-Roos, fully paid solar, private guest suite, gated community, and sweeping views. DM for full details or to schedule a showing. — “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @angeloperazabroker @perazarealestate 🔑 Leslie Peraza. Luis Peraza. Angelo Peraza. 📞 619.920.7345 | 619.920.5630 | 619.755.1076 📎 DRE 01426666 | 02118046 | 02245695 Listing- Kentrea Hollis DRE- 01927514

perazarealestate SOLD in Otay Ranch, Chula Vista 🫂 🫶🏻 First-time buyers officially became homeowners! 1841 Toulouse Dr delivered location, layout, and long-term value in one of Chula Vista’s most desirable communities. From strategy to keys in hand, this was about finding the right home, not just any home. • 3 bedrooms, 2.5 baths, 1,500 sq ft • Secured $7,500 in credits • Closed over the holidays in just 24 days Huge congratulations to our clients on their first home!! If you’re a first-time buyer wondering what’s possible in San Diego County, reach out. We’ll walk you through it step by step. — “It’s not about real estate; it’s about changing people’s lives.” @leslieperazarealtor @luisperazarealtor @gavinaunzuetarealtor @perazarealestate 🔑 Leslie Peraza. Luis Peraza. Gavina Unzueta. 📞 619.920.7345 | 619.920.5630 | 619-279-6838 📎 DRE 01426666 | 02118046 | 02201572